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Organize Your Documents |
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Get Organized |
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Get Qualified | |
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Shop Programs | |
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Apply For a Loan | |
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Obtain Approval | |
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Close the Loan | |
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IF YOU ARE BUYING OR REFINANCING A HOME: |
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If you are salaried: Provide two years W-2 and one month of paystubs. If you are self-employed: Provide two years tax returns and a YTD profit and loss statement. |
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If you own rental property, please provide rental agreements and two years tax returns. |
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If you wish to speed up the approval process, please also provide three months bank statements for each bank, stock, and mutual fund account. |
| 4. | Provide recent copies of any stock brokerage or IRA/401K accounts that you may have. |
| 5. | If you are requesting cash out refinance, please provide a letter explaining what you plan to do with the proceeds. |
| 6. | Provide a copy of divorce decree, if applicable. |
| 7. | If you are NOT a US citizen, provide us with a copy of your green card (front & back), or if you are NOT a permanent resident provide us with your H-1 or L-1 visa. |
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IF YOU ARE APPLYING FOR A HOME EQUITY LOAN: |
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| 1. | If you are salaried: Provide two years W-2 and one month of paystubs. If you are self-employed: Provide two years tax returns and a YTD profit and loss statement. |
| 2. | If you own rental property, please provide rental agreements and two years tax returns. |
| 3. | Please provide a copy of the note on your first mortgage. This will normally be found in your closing loan documents |
| 4. | Please provide a signed letter explaining what you plan to do with the proceeds. |
| 5. | Provide a copy of divorce decree, if applicable |
| 6. | If you are NOT a US citizen, provide us with a copy of your green card (front & back), or if you are NOT a permanent resident provide us with your H-1 or L-1 visa. |
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© 2005-2008 First Manhattan Mortgage |
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